27th November 2009
New Products
Mtg Intelligence - Halifax
Launched new Homemover/first Time Buyer / Remortgage Fixed and Tracker products. Rates from 3.89%.
Mtg Next - Halifax
Launched new Homemover/first Time Buyer / Remortgage Fixed and Tracker products. Rates from 3.89%.
Openwork Halifax
Launched new Homemover/first Time Buyer / Remortgage Fixed and Tracker products. Rates from 3.89%.
Your Move A & L
Launched new exclusive 2 year Trackers
Your Move - Abbey
Launched new range of exclusive products.
Mortgage Times - Abbey
Launched new range of exclusive products.
Mortggae Times - A & L
Launched new exclusive 2 year Trackers
26th November 2009
New Products
Furness Building Society
Launched 2 and 3 year fixed Purchase and remortgage products.Remortgage has a valuation and legal contribution.No arrangemnt fee.
Leeds
Launched a new fixed rate until 29-2-2012, max 85%.
Halifax
Launched 2 year fixed and Tracker products for HMW & FTB's.
L+G Halifax
Launched 2 year fixed for remortgage.
PMS - Halifax
Launched new Homemover/first Time Buyer / Remortgage Fixed and Tracker products. Rates from 3.89%.
Sesame - Halifax
Launched new Homemover/first Time Buyer / Remortgage Fixed and Tracker products. Rates from 3.89%.
Amended Products
Halifax
Have extended the Tranfer by dates to 30th April 2010 on all retention products.
25th November 2009
New Products
0penwork - Kensington
Launched a 2 year fixed 5.69% prime product. Available for Purchase , Remortgage and FTB. Up to 65% LTV. £1,299 completion fee.
Pink Direct - Kensington
Launched a 2 year fixed 5.69% prime product. Available for Purchase , Remortgage and FTB. Up to 65% LTV. £1,299 completion fee.
Furness Building Society
Launched 2 year and 3 year Tracker rates BBR +3.49%.80% LTV,Available for purchase and remortgage.£499 arrangement fee. Remortgage product's offer a contribution to the valuation and legal fees.
Amended Products
RBS IP - RBS
Require a 5% deposit from customers on all shared Equity products. Shared Equity is only available on a repayment basis.
Withdrawn Products
Mortgage Times - Cheshire Mortgage Company
Have temporary suspended the 6 and 8 demerit plans,Right to Buys and 50% LTV with 3 demerits Shared Ownership plan.Also suspended to Single appliacnts who are self employed and Family occupied Buy to Lets and Semi-commercial.
Personal Touch- Northern Rock
Withdrawn 2 year fixed 3.65% purchase product and 3.69% remortgage product.
Mortgage Times - Northern Rock
Withdrawn 2 year fixed 3.65% purchase product and 3.69% remortgage product.
23rd November 2009
New Products
0penwork - Accord
Launched Tracker rates from 3% and fixed rates from 4.09%.
Sesame - Accord
Launched Tracker rates from 3% and fixed rates from 4.09%.
Skipton - CMS
Launched 3 and 5 year fixed Flexible products with rates from 5.78% - 6.24%. £895 arrangement fee.
Personal Touch - Accord
Launched Tracker rates from 3% and fixed rates from 4.09%.
Mtg Box - Accord
Launched Tracker rates from 3% and fixed rates from 4.09%.
MT L+G - Skipton
Launched 3 and 5 year fixed Flexible products with rates from 5.78% - 6.24%. £895 arrangement fee.
Pink Direct - RBS
Launched rates from 3.09% - 5.59% for Purchase and FTB's.
RBS IP - FA
Launched rates from 3.09% - 5.59% for Purchase and FTB's.
Amended Products
Newbury Building Society
Restricted postcode area on ALL residential products to the following: RG, OX, HP, SN, SL, SP, SO, GU. Existing members can still be located in England and Wales. Affordable Housing and BTL are also being restricted to RG, OX, HP, SN, SL, SP, SO, GU but no wider area allowed for Existing members.
RBS IP - CMS
Revised rate and end dates to 31st January on their range
Pink Direct - First Active
Revised rate and end dates to 31st January on their range.
Withdrawn Products
Personal Touch - BMS
Withdrawn 5.64% 2 year fixed BTL (ECV)
Mtg Box - BMS
Withdrawn 5.64% 2 year fixed BTL (ECV)
21st November 2009
New Products
Halifax
Launched 3 year fixed 5.49% until 31/01/2013, 75% LTV. Available for RHP Product Transfers.
20th November 2009
New Products
Alliance & Leicester
Launched Lifetime Tracker BBR+2.39% (Flexible) Max LTV 70% LTV (Max Loan £550000), £495 arrangement fee and Tracker BBR+2.49% (Flexible) Max LTV 70% LTV (Max Loan £550000) No arrangement fee.
RBSIP - RBS
Launched a 2 year Tracker BBR + 4.29% product. Available for Home purchase. Up to 90% LTV and a £999 arrangement fee.
L+G RBSIP - RBS
Launched a 5 year 6.99% fixed product. Exclusive to First Time Buyers. Up to 90% LTV and no arrangement fee.
PMC - A&L
Launched a lifetime variable Tracker's. Tracks at 2.39% above base rate for life, 70%LTV,£495 arrangement fee and a £495 Booking fee.Also Tracks at 2.99% above base rate for life, 70%LTV, 0 arrangement fee and a £495 Booking fee.
Monmouthshire
Launched products D033 and D034.
Amended Products
Melton Mowbray
Extended end dates from 31st October to 31 December on the 3.79% Fixed product. This product is now available to intermediaries outside local area.
RBSIP - RBS
Revised end dates to 31st January on their range.
RBSIP - First Active
Revised rates and end dates to 31st January on their range.
RBSIP - Natwest
Revised end dates to 31st January on 2 and 3 year BTL products.
L+G RBSIP - RBS
Revised end dates to 31st January on their range.
L+G RBSIP - First Active
Revised rates and end dates to 31st January on their range.
0penwork - RBSIP - First Active
Revised rates and end dates to 31st January on their range.
PMS - RBSIP - First Active
Revised rates and end dates to 31st January on their range.
Sesame - RBSIP - First Active
Revised rates and end dates to 31st January on their range.
Sesame RBSIP - RBS
Revised end dates to 31st January on their range.
Withdrawn Products
PMC - Northern Rock
Withdrawn 3 year and 4 year exclusives.
Monmouthshire
Withdrawn products D033 and D034
18th November 2009
Amended Products
Newbury Building Society
Removed the Free valuation from the Buy to Let 3 Year Variable 75% LTV Purchase and Remortgage product.Increased rate by 0.50% to 5.95% on the 3 Year variable 90% LTV Purchase.Also Discount is being reduced from 0.75% to 0.50%, rate
PMS - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
New Products
Saffron Building Society
Launched a 3 year fixed 5.89%, 90% LTV and a £995 arrangement fee.
0penwork - Skipton
Launched 3 and 5 year fixed products, rates from 5.89% - 6.24%
Withdrawn Products
Sesame - Abbey
Withdrawn D142R and D142H.
Mortgage Times - Northern Rock
Withdrawn exclusives
17th November 2009
New Products
Lloyds TSB
Launched new 2 year Fixed and Tracker products.
Sesame - Skipton
Launched 3 and 5 year fixed products, rates from 5.89% - 6.24%
Pink Direct - Skipton
Launched 3 and 5 year fixed products, rates from 5.89% - 6.24%
Pink Home Loans - Skipton
Launched 3 and 5 year fixed products, rates from 5.89% - 6.24%
Mortgage Times - TMW
Buy to Let products (Single Property Customers):New lower arrangement fee options introduced for 1 year & 18 month fixed rate products,New 3 year fixed rate product at 5.94%, up to 70% LTV with 2.50% fee.Rate and fee amendments on selected 2 year fixed rate products.Rates reduced on all 30 month fixed rate products by 0.10%. Rate reduction on 18 month tracker to 3.99% (BBR +3.49%) up to 70% LTV (3.50% arrangement fee). Withdrawal of 5.99% 18 month fixed rate with £1,000 cashback
Buy to Let Easy Remortgage products :Introduction of £150 non refundable booking fee (to be payable on application)
for all easy remortgage products with free valuations, free legals or cash back incentives. All arrangement fees
reduced by 0.15%. Rates reduced on 18 month & 2 year fixed rates by up to 0.10%
Let to Buy products (Single Property Customers):New 1 year tracker rate product at 3.84% (BBR +3.34%) up to 65% LTV
(3.50% arrangement fee),New 18 month tracker rate product at 3.99%% (BBR +3.49%) up to 65% LTV (3.50% arrangement fee)
End dates on all products extended to December (18 month & 30 month products extended to June)
Atom - TMW
Launched Light Refurbishment products with rates from 4.19%.
Mtg Times - TMW
Launched Light Refurbishment products with rates from 4.19%.
TMW
Launched Light Refurbishment products with rates from 4.19%.
Mtg Next - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Mtg Intel - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Amended Products
Chesham Building Society
Extended end dates from September to November.
L+G - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Your Move - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Pink Direct - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Sesame - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
0penwork - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Personal Touch - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
Mtg Box - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
TMA - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
PMC - Abbey
Product F915R has been reduced to 3.99% and has a new product code (F916R).
16th November 2009
Withdrawn Products
0penwork - Skipton
Withdrawn their current range.
New Products
Earl Shilton
Removed legal incentive from 1.40% discount for 2 years product and revised product code to 126.
Sesame - Principality
Launched a Residential Reverse stepped Tracker BBR + 4.89% for 1 year then BBR + 3.89% for year 2.Up to 85% LTV, £999 arrangement fee.
14th November 2009
New Products
SJP Bank
Launched a 2 and 3 year Fixed and Tracker products.
Halifax
Launched Broker HMV & FTB 2 year fixed and Tracker products for purchase and remortgage. Also 2 Year remortgage Tracker products. Also 2 year fixed Homemover/first time buyer Intermediary specials.
BMS
Launched new products.
Mansfield Building Society
Launched 3 year fixed 4.54%. £999 arrangement fee (added to the loan).Maximum LTV 75%, Maximum loan £200,000. No early repayment charge. Basic valuation/drive-by fee refunded on completion up to a maximum of £400/
13th November 2009
New Products
0penwork - Principality
Launched a Residential Reverse stepped Tracker BBR + 4.89% for 1 year then BBR + 3.89% for year 2.Up to 85% LTV, £999 arrangement fee.
Pink Direct - Principality
Launched a Residential Reverse stepped Tracker BBR + 4.89% for 1 year then BBR + 3.89% for year 2.Up to 85% LTV, £999 arrangement fee.
Nottingham
Launched a Premier Exclusive product TRK091, 4.49% for 2 years. 80% LTV. £195 booking fee and a £500 arrangement fee.
12th November 2009
New Products
Alliance & Leicester
NEW Products
70% LTV 2yr tracker 2.89% (Remo & HB), fee £495, Free Valuation Incentive (NOT refunded)
70% LTV 2yr tracker 2.59% (Remo & HB), fee £1,495, Free Valuation Incentive (NOT refunded)
70% LTV 2yr tracker 1.99% (Remo & HB), fee 2%, Free Valuation Incentive (NOT refunded)
85% LTV 2yr tracker 4.95% (Remo & HB), fee £495
85% LTV 2yr tracker 4.59% (Remo & HB), fee £1,495
85% LTV 2yr tracker 3.99% (Remo & HB), fee 2%
Leeds
Launched new fixed until 31-1-2015 5.49% up to 75%, 5.99% up to 85%
Buy to Let Fixed until 31-1-2015, 5.99% up to 60%, 6.29% up to 65%
L & G A & L
Launched new BBR tracker + 2.69% for 2 years, max 75%, remortgage only.
Sesame Abbey
Launched the following :-
Existing Abbey Bank Account exclusive 2 year fixed 6.49%, Max 90%, C102H
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
TMA Abbey
Launched the following :-
Existing Abbey Bank Account exclusive 2 year fixed 6.49%, Max 90%, C102H
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Tipton & Coseley
Launched 3 and 5 year Fixed and Discounted products
Tipton & Coseley-CMS
Launched 3 and 5 year Fixed and Discounted products.
Mortgage Next - Abbey
Launched the following :-
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Mortgage Intelligence - Abbey
Launched the following :-
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Personal Touch - Abbey
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Mortgage Box - Abbey
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Openwork A & L
Launched new BBR tracker + 2.69% for 2 years, max 75%, remortgage only.
PMS - Abbey
Launched the following :-
Existing Abbey Bank Account exclusive 2 year fixed 6.49%, Max 90%, C102H
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
Pink Direct - Abbey
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
PMC - Abbey
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Pink Direct A & L
Launched new BBR tracker + 2.69% for 2 years, max 75%, remortgage only
Your Move Abbey
2 year fixed rate 4.09% for remortgage only, max 75%, F915R
2 year fixed rate 3.99% for homebuyer customers, 75%, F915H
Your Move A & L
Launched new BBR tracker + 2.69% for 2 years, max 75%, remortgage only.
Amended Products
Abbey
Revised some 2 and 3 year products.
Alliance & Leicester
On all of the following rates the Valuation Incentive changes to FREE rather than refunded
70% LTV 5yr fix 5.09% (Remo), fee 2%
70% LTV 5yr fix 5.49% (Remo), fee £495
70% LTV 5yr fix 5.29% (Remo), fee £1,495
75% LTV 5yr fix 5.64% (Remo), fee £495
75% LTV 5yr fix 5.49% (Remo), fee £1,495
PMS - Abbey
BBR tracker + 2.69% for 2 years, max 75%, remortgage only now has a FREE valuation rather than refunded.
PMC - Abbey
BBR tracker + 2.69% for 2 years, max 75%, remortgage only now has a FREE valuation rather than refunded.
Withdrawn Products
Alliance & Leicester
70% LTV 2yr tracker 2.69% (Remo & HB), fee £995.
Withdrawn Codes
Variable
14162/ 14163/ 14164
Fixed
14136/ 14137
14139/ 14140
14142/ 14143
14144/ 14145/ 14146
14147/ 14148/ 14149
Leeds
Introduced Only 5 Year Fixed Rate at 5.75% up to and including 31 January 2015
Introduced Only 5 Year Fixed Rate at 5.99% up to and including 31 January 2015
Buy to Let 5 Year Fixed Rate at 6.29% up to and including 31 January 2015
Buy to Let 5 Year Fixed Rate at 6.59% up to and including 31 January 2015
11th November 2009
New Products
Atom - Igroup
Launched rates across LVM0, LTM1 and GEM1. 1 year discount from 4.99% and 3 year fixed from 6.04%. 2 Year
fixed reduced with rates from 5.59%. Lender rates reduced, now from £995. Maximum loans for all LTV’s is £500,000.
Exclusive Connections - Igroup
Launched rates across LVM0, LTM1 and GEM1. 1 year discount from 4.99% and 3 year fixed from 6.04%. 2 Year
fixed reduced with rates from 5.59%. Lender rates reduced, now from £995. Maximum loans for all LTV’s is £500,000.
M-Times - Igroup
Launched rates across LVM0, LTM1 and GEM1. 1 year discount from 4.99% and 3 year fixed from 6.04%. 2 Year
fixed reduced with rates from 5.59%. Lender rates reduced, now from £995. Maximum loans for all LTV’s is £500,000.
Pink Home Loans - Igroup
Launched rates across LVM0, LTM1 and GEM1. 1 year discount from 4.99% and 3 year fixed from 6.04%. 2 Year
fixed reduced with rates from 5.59%. Lender rates reduced, now from £995. Maximum loans for all LTV’s is £500,000.
M-Times - Igroup
Principality
Launched a BTL Non Flexible 2 year Tracker, BBR +2.99%. 2.5% arrangement fee. Free valuation for purchase and remortgage and Free legals for remortgage. 60% LTV.
10th November 2009
New Products
TMW
Buy to Let products (Single Property Customers):New lower arrangement fee options introduced for 1 year &
18 month fixed rate products,New 3 year fixed rate product at 5.94%, up to 70% LTV with 2.50% fee.Rate and
fee amendments on selected 2 year fixed rate products.Rates reduced on all 30 month fixed rate products by 0.10%.Rate
reduction on 18 month tracker to 3.99% (BBR +3.49%) up to 70% LTV (3.50% arrangement fee).Withdrawal of 5.99% 18 month
fixed rate with £1,000 cashback
Buy to Let Easy Remortgage products :Introduction of £150 non refundable booking fee (to be payable on application)
for all easy remortgage products with free valuations, free legals or cash back incentives. All arrangement fees
reduced by 0.15%. Rates reduced on 18 month & 2 year fixed rates by up to 0.10%
Let to Buy products (Single Property Customers):New 1 year tracker rate product at 3.84% (BBR +3.34%) up to 65% LTV
(3.50% arrangement fee),New 18 month tracker rate product at 3.99%% (BBR +3.49%) up to 65% LTV (3.50% arrangement fee)
End dates on all products extended to December (18 month & 30 month products extended to June)
Withdrawn Products
Coventry - CMS
Withdrawn GBT40 and GBT41
Coventry Godiva - CMS
Withdrawn FLX43
7th November 2009
New Products
Ipswich Building Society
Launched 2 year fixed. Available for direct customers in England and Wales and intermediaries in postcode areas IP,
CO, CM, NR, CB, PE.
Fixed rate of 5.64% until 31 January 2012 then changing to Ipswich SVR currently 5.49%, Max LTV 85% - purchase,
first time buyer, remortgage. Completion fee £999. Application fee £150. Valuation fee based on property valuation
ERC - No charge for overpayments of up to 50%. Overpayments and redemption during fixed rate period - 3% of the
overpayment
Also a 3 year Discount rate- For members only. Available direct for members in England and Wales and via intermediaries
in postcode areas IP, CO, CM, NR, CB, PE (Members are defined as those who have had a savings account with the
Society for over 6 months)
Variable rate of 5.49% with a discount of 0.75% (current pay rate 4.74%) until 31 January 2013 then changing to
Ipswich SVR currently 5.49%. Max LTV 90% - purchase, first time buyer (not remortgage). Completion fee £999.
Application fee £150.No ERC.Free valuation.
Withdrawn Products
Mtg Next - Platform
Withdrawn product range.
Mtg Intelligence - Abbey
Withdrawn product range.